With Brown & Brown, our owner operator insurance coverage is especially designed for the owner operator who:

  • Is permanently leased to a motor carrier
  • Provides $1,000,000 bodily injury & property damage coverage when O/O is not under dispatch
  • Includes personal usage thereby eliminating the need for coverage under a personal policy
  • Specific premium programs range from $40-$44/month for $1,000,000 auto liability




PHYSICAL DAMAGE

Provides Stated Amount Coverage to the insured vehicle for:

  • Coverage for comprehensive (fire, theft, glass breakage) and collision
  • Deductible is $1,000 for comprehensive and $1,000 for collision
  • Glass breakage claims allows 1 claim per year with NO deductible



PASSENGER ACCIDENT

Coverage available for passengers who are not listed on the policy include:

  • $75,000 medical coverage per passenger
  • Passengers must be over 11 years old to be covered
  • Premium is $60 per year per vehicle




OCCUPATIONAL ACCIDENT COVERAGE

Provides owner operators coverage for work related injuries, including:

  • Various levels of coverage available
  • Premiums range from $99 to $129 per month




CRITERIA

  • Over 23 years old
  • Acceptable driving records include
  • 2 minor violations in 5 years (speed under 20 mph, traffic signal)
  • 1 serious violation in 5 years (following too close)
  • No reckless operation, DUI, Hit/Run



BILLING OPTIONS

  • Payments can be made online at www.transportationinsurors.com
  • Automatic withdrawal from checking/savings account is available
  • Mail in payment from coupon booklet with personal check




For More Information
Contact a Brown & Brown owner operator insurance professional at 800-846-7873 to ensure that you can always enjoy driving off into the sunset.