Information on COVID-19 comes from all angles with emails and communications from every organization you know and it can get overwhelming.
Here at Brown & Brown of Ohio, we want to ensure you have the information and resources you need to not only keep you and your family safe, but your employees and your businesses too. We have gathered this list of resources for you, ranging from how insurance carriers are handling the pandemic to legislative orders and recommendations. We hope that this can be bring you piece of mind when trying to make decisions during these trying times.
- Brown & Brown Insurance
- Our National Team has pulled together resources from across our company to cover topics related to navigating your risk during this evolving situation.
- The Brown & Brown Relief Center was specially curated to provide savings on products and services related to accommodating remote working and daily staples, including:
- Financial Wellness (through Prudential)
- Health & Behavioral Health Services
- Family Care & Child Learning
- Pet Care
- Home & Home Office Discounts
- Food & Food Delivery Services
- Discount Shopping Memberships
- Non-Insurance Resources
- If you are in need of guidance outside of insurance, these are a few of the organizations and entities that are also putting together resources for individuals and businesses to use. Again, if you have any questions, please feel free to reach out.
- Insurance Industry
- As of March 30, 2020, the Ohio Department of Insurance ordered insurers to provide insureds with a minimum 60-day grace period to pay insurance premiums so that insurance policies are not cancelled for nonpayment of premium during the state of emergency. For more information, you can read the full bulletin here.
- Beyond this, our carrier partners and other third-party administrators have put together resource pages or responses on how they are handling COVID-19. Follow these links to see how they are each handling the current situation. If you have additional questions, our team is here to help.
- Additionally, due to the reduction in driving activity, majority of our Personal Insurance Carriers will be delivering credits or refunds ranging from 15% to 35% on any auto insurance premiums that are due in the months of April, May and potential further as the situation progresses. For all that are providing this refund, the state government is still pending approval, however there will be no action for you to receive the refunds. If you would like more information on how these carriers are handling this give back, please see below for their specific announcements.
Please be advised that any and all information, comments, analysis, and/or recommendations set forth above relative to the possible impact of COVID-19 on potential insurance coverage or other policy implications are intended solely for informational purposes and should not be relied upon as legal advice. As an insurance broker, we have no authority to make coverage decisions as that ability rests solely with the issuing carrier. Therefore, all claims should be submitted to the carrier for evaluation. The positions expressed herein are opinions only and are not to be construed as any form of guarantee or warrantee. Finally, given the extremely dynamic and rapidly evolving COVID-19 situation, comments above do not take into account any applicable pending or future legislation introduced with the intent to override, alter or amend current policy language.