We Have A New Partner!!!

We have joined in a new partnership with Interstate Motor Carriers (IMCCA). Since 1936, Interstate Motor Carriers has consistently provided creative solutions and specialized insurance programs to the trucking industry. Simply providing insurance is only a partial solution. IMCCA works diligently to service clients every day in managing risk, reducing losses, and solving problems.

Click here to learn more about our new partner.


Non-Trucking liability insurance will protect you in the event of a third-party bodily injury or property damage claim against you when you are not under dispatch. 

Our Non-Trucking liability insurance coverage is especially designed for the owner operator who is permanently leased to a motor carrier.


Our Unladen liability insurance coverage will protect you in the event of a third-party bodily injury or property damage claim against you when you are “empty”, or deadheading to and from the terminal or between loads.


  • Our $1,000,000 Non Trucking liability is only $33 per month through the Interstate Motor Carriers program.
  • We also offer the Non Trucking liability through Progressive (Rates vary)


  • Our $500,000 Unladen Liability limit is only $95 per month and our $1,000,000 limit is $128 per month through the Interstate Motor Carrier program. These are some of the lowest pricings in the industry.


Provides Actual Cash Value coverage to the insured's pickup truck. 24/7 Under Dispatch or Personal Time

Key Features:
  • Comprehensive insurance coverage for fire, theft, glass breakage and collision
  • Deductible of $1,000 for comprehensive and $1,000 for collision
  • Glass breakage claims that allow 1 claim per policy term with NO deductible (Conditions Apply)


In the event of a covered physical damage loss to your listed vehicle, Interstate Motor Carriers offers this endorsement. This provides coverage for “Downtime” up to a maximum of $150 each day, or $750 a week. This is all subject to a maximum of $5,000 for each “Loss” incurred after the “Waiting Period”.




Available for semi-trucks only.

  • Coverage is available for passengers who are not listed on the policy while on an authorized trip:
  • $50,000 medical coverage per passenger
  • Passengers must be over 11 years-old to be covered
  • Premiums starting as low as $63 per year per vehicle







Coverage is available to you and your eligible dependents.

Benefits include:

  • Health Savings Plan
  • Term Life Insurance
  • Short Term Disability
  • Dental & Vision
  • And Much More!

Please click here for more information on these benefits and how to enroll.


Included in IMCCA Physical Damage Coverage

Additional equipment owned by the insured relating to the described insured tractor and/or trailer that is attached. Additional equipment includes, but is not limited to, side kits, hoists, ramps & lifts, tarps, chains & binders, hitches & extra fuel tanks. Limit of coverage - $3,000. Subject to a $250 deductible.


$5 per month, per truck

Personal property of the insured taken while contained in the described LOCKED tractor/trailer, but excluding mysterious disappearance (must have visible signs of forced entry along with a police report). Limit of coverage - $1,000. Subject to a $250 deductible.


$11 per month, per truck

Coverage is extended to include $2,500 increments of coverage for towing expenses in conjunction with a covered loss on a per occurrence basis. Towing is defined as the transportation, moving or carrying of any insured vehicle(s) from the scene of a covered loss to the nearest or designated repair facility. (This does NOT include towing for any mechanical breakdowns).


  • Signed permanent lease agreement must be in place prior to insurance being in force
  • Over 23 years-old  
  • Acceptable driving records include:  
    • 2 minor violations in 5 years (speed under 20 mph, traffic signal)  
    • 1 serious violation in 5 years (following too close)  
    • No reckless operation, DUI, hit and run


Interstate Motor Carriers (IMCCA)


  • Payments can be made online at progressive.com
  • By phone at 1-800-PROGRESSIVE


Transportation Insurors

  • Payments can be made online at transportationinsurors.com
  • By phone at 1-800-257-7364 EXT. 225 ($10 service charge)
  • Automatic withdrawal from a checking or savings account
  • Personal check by mail


By submitting this online application you understand that no coverage is bound, implied or altered until you receive written confirmation from us that coverage has been bound.

By submitting this online change/notification you understand that no coverage is bound, implied or altered until you receive written confirmation from us that coverage has been bound.


How do I change my address, email address and/or phone number?

On the change form, submit your new mailing address, email address and/or phone number with the date you want the change to be effective.

How do I add and/or remove a vehicle?
How can I add another driver on my policy?
How do I cancel my policy?
How do I lower my truck’s value?
What if I change the lease company that I work for?
How can I find out how much I owe on my bill?
How do I add the loss payee (lineholder) for my truck?
If I have any other questions or need other changes, who do I contact?


Amanda L. Rieger, Account Manager


Amanda has been with Brown & Brown since fall of 2013. Amanda is responsible for quoting potential clients, building and maintaining good relationships with clients and with the lease company they are contracted with, calling clients to advise them on their insurance coverage, and contacting underwriting regarding alterations or updates in clients’ policies.

Amanda takes pride in the fact that she devotes time and effort to make sure each client fully understands how this unique insurance program works, and that each and every one of them is satisfied with the service provided by Brown & Brown at the end of the day. Amanda graduated from The University of Toledo with a Bachelor’s Degree in Business Administration, emphasis in Information Technologies, and holds her State of Ohio Property & Casualty Insurance license.


Carmen A. Beltran, Account Manager


Carmen joined Brown & Brown in 2014 and was promoted from an administrative support role to an Account Manager in the Owner Operator Department. Her responsibilities include generating new business, assisting current and potential clients in understanding coverages, processing policies, issuing certificates of insurance, creating and maintaining relationships with lease companies, and processing daily correspondence with our insurance carriers.

With a passion for learning, Carmen was eager to continue her education and further her career by obtaining her State of Ohio Property & Casualty Insurance license in 2015. Since 2011, Carmen has served on WSOS Community Action Commission, Inc.’s Board of Directors. She has also sat on the Board for Advocates for Legal Equality and Legal Aid of Western Ohio since 2013.